Experience luxurious first-floor living in the private Salt Ponds community by The Bay! Just a short stroll to the beach, dock your boat at the nearby Salt Ponds Marina. Enter the beautifully renovated kitchen featuring quartz countertops, a stylish backsplash, stainless steel appliances and a wine cooler. Architectural touches like glass-surround gas fireplaces, wainscoting and built-in shelving. The impressive primary en-suite includes a relaxing steam shower, large soaking tub, fireplace, a spacious walk-in closet, a private sitting area, and sliding doors that open to a generous deck. This home also boasts three additional bedrooms and two full baths, offering plenty of room for guests, a home office, or a workout space. Possible in-law suite if desired, with private entry! The HOA fee includes flood insurance (master policy), water, trash, sewer, and lawn maintenance. Beaches, Marina & Sunsets - this is a true boater's paradise!