Centrally located, Montoya Gardens Apartments puts you just minutes away from shopping centers, golf courses, recreation areas, and much more.....!! Montoya Gardens is centrally located to shopping centers, golf courses, recreation areas and much more. Easy highway access via either San Pablo Dam Road or McBryde Avenue, makes Montoya Gardens extremely convenient to Richmond and the Bay Area. At Montoya Gardens, enjoy the relaxing atmosphere of our beautifully landscaped grounds, complete with swimming pools, BBQ and picnic areas. Pay Rent By Credit Cards.