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Panama City Beach
Bel Air
8610 Surf Dr Unit 109
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Presented by: Sunbelt Realty, Inc
1 / 3
For Sale
$475,000
8610 Surf Dr Unit 109, Panama City Beach, FL 32408
2
Beds
2
Baths
1000
SqFt
2
Beds
2
Baths
1000
SqFt
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8610 Surf Dr Unit 109, Panama City Beach, FL 32408
$475,000
2
Beds
2
Baths
1000
SqFt
Property Type
Condo
Year Built
1988
HOA Fees
$1145/mo
Price per Sqft
$475
On highrises
2 Days
Property Details
Ground Floor 2 bedroom 2 Bath
Property Features
Bedrooms
Bedrooms: 2
Primary Bedroom Dimensions: 15 x 11
Primary Bedroom Level: First
Bathrooms
Total Bathrooms: 2
Full Bathrooms: 2
Appliances
ElectricOven
ElectricRange
ElectricWaterHeater
Other Rooms
Bedroom: 15 x 11 x First
Living Room Dimensions: 14 x 13
Living Room Level: First
Heating and Cooling
Cooling Features: Electric
Heating Features: Electric
Heating: Yes
Kitchen and Dining
Dining Room Dimensions: 19 x 12
Dining Room Level: First
Waterfront and Water Access
Gulf
Exterior and Lot Features
Road Frontage Type: CountyRoad
Land Info
Lot Size Dimensions: 0x0
Garage and Parking
Parking Features: ParkingLot
Homeowners Association
Association: Yes
Association Fee: 3434
Association Fee Frequency: Quarterly
Association Fee Includes: LegalAccounting, MaintenanceGrounds, Sewer, Trash, Water
Calculated Total Monthly Association Fees: 1145
School Information
Elementary School: Breakfast Point
High School: Arnold
Middle School: Breakfast Point
Amenities and Community Features
Community Features: Beach, ShortTermRentalAllowed
Other Property Info
Source Listing Status: Pending
County: Bay
Directions: South on Joan Avenue to Surf Dr.
Source Property Type: Residential
Property Subtype: condo
MLS Area Minor: 0323 - Beach - South of Grand Lagoon
Source Neighborhood: Whispering Seas
Parcel Number: 30464-077-080
Postal City: Panama City Beach
Subdivision: Whispering Seas
Property Subtype: Condominium
Source System Name: C2C
Building and Construction
Total Square Feet Living: 1000
Year Built: 1988
Entry Level: 1
Living Area Source: Appraiser
Property Age: 37
House Style: LowRise
Architectural Style: LowRise
Utilities
CableConnected
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Property History
Property Price
Date
Event
Price
Price/Sq Ft
Source
01/13/2025
Listed
$475,000
$475
CPARMLS
06/07/2017
Sold
$220,000
$220
Public Record
06/01/1996
Sold
$35,000
$35
Public Record
08/01/1994
Sold
$88,000
$88
Public Record
Property Tax
Year
Taxes
Land
added to
Additions
equals
Total assessments
2022
$3,402
-
+
-
=
$272,553
2021
$3,140
-
+
-
=
$247,775
2020
$2,780
-
+
$225,250
=
$225,250
2019
$2,766
-
+
-
=
$205,700
2018
$2,380
-
+
$187,000
=
$187,000
2017
$1,746
-
+
$160,650
=
$160,650
2016
$1,414
-
+
$114,155
=
$114,155
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Neighborhood
Noise Level:
Medium
This home has a medium noise level for the surrounding area
Commute Time:
N/A
Add a commute
Explore Schools and Lifestyles around 8610 Surf Dr Unit 109
Environmental Risk
Flood Factor:
moderate
This property’s flood risk is increasing.
Learn more
Fire Factor:
Minimal
This property’s wildfire risk is not changing.
Learn more
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907
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$349.9K
2
1
939
939
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$518.8K
3
2
1560
1560
See More
Presented by:
CHRISTOPHER ELGEE
state license
#3004824
Brokered by:
Sunbelt Realty, Inc
(850) 236-0707
Broker Location:
PANAMA CITY
Data Source:
CPARMLS
Source's Property ID:
767143
Data Source Copyright:
©2025 Central Panhandle Association of REALTORS® Inc. All rights reserved.
Also at 8610 Surf Dr
Coldwell Banker Realty
For Sale
$430,000
8610 Surf Dr Unit 206
2
Beds
2
Baths
1000
SqFt
Discover More
Learn more about 8610 Surf Dr Unit 109
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