MOTIVATED SELLERS!!! ASSUMABLE VA MORTGAGE AT 3.99%!!!!!!!Come to Island Reserve! Welcome home to Unit 10104, this 3 bedroom, 3.5 bathroom condominium / townhome has so much to offer you. These motivated Sellers are offering a VA assumable loan to those that qualify at 3.9%. This is a gated community in the perfect location: short golf cart ride to the most beautiful beaches, close to shopping and several restaurants. There is a an open concept on the first floor. Kitchen with granite countertops, Stainless-Steel appliances, large island, LVP throughout, large Dining Room that is also open to the Family Room and makes it easy for entertaining. Head upstairs to the to 3 bedrooms that all have their own bathrooms. The Master Bedroom has an en-suite with double vanity, soaker tub, stand alone tiled shower and a private balcony. Two other large bedrooms upstairs with their own full bathrooms, perfect for guests. The amenities in this complex boast of a HUGE 1 acre pool complex with 3 lanes for lap swimming, rock waterfalls and a hot tub. There's also indoor basketball, pickleball, large fitness center, community room with pool tables, tables ready to play all your games or do a puzzle, and a theatre room with a projection TV... it has it all!
Property Features
Bedrooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- 1/2 Bathrooms: 1
- Primary Bathroom Dimensions: 14 x 14
- Primary Bathroom Level: Second
- Primary Bathroom Features: With a Balcony
Interior Features
- WetBar
- BreakfastBar
- KitchenIsland
- RecessedLighting
Appliances
- Dishwasher
- ElectricOven
- ElectricRange
- Disposal
- IceMaker
- Microwave
- Refrigerator
- Laundry Features: WasherHookup, DryerHookup
Other Rooms
- Bedroom: 12 x 12 x Second
- Bedroom: 12 x 12 x Second
- Family Room Dimensions: 20 x 18
- Family Room Level: First
Heating and Cooling
- Cooling Features: CentralAir, CeilingFans, Electric
- Heating Features: Central, Electric
- Heating: Yes
Kitchen and Dining
- Dining Room Dimensions: 16 x 13
- Dining Room Level: First
- Kitchen Dimensions: 13 x 8
- Kitchen Level: First
Exterior and Lot Features
- Balcony
- Other Structures: PoolHouse
- Patio And Porch Features: Balcony, Covered, Patio, Porch
- Road Frontage Type: CityStreet
- Road Surface Type: Paved
Pool and Spa
- Pool Features: Fenced, InGround, Community
Garage and Parking
- Attached Garage: Yes
- Garage Spaces: 2
- Parking Features: AdditionalParking, Attached, Driveway, Garage, GarageDoorOpener, Gated, ParkingLot
Land Info
- Lot Size Acres: 0.0286961
- Lot Size Dimensions: 50 X 25
- Lot Size Square Feet: 1250
Homeowners Association
- Association: Yes
- Association Amenities: GameRoom, Gated
- Association Fee: 3484
- Association Fee Frequency: Quarterly
- Association Fee Includes: Clubhouse, Insurance, LegalAccounting, MaintenanceGrounds, Pools, RecreationFacilities, Security, Trash, Water
- Calculated Total Monthly Association Fees: 1162
School Information
- Elementary School: Breakfast Point
- High School: Arnold
- Middle School: Breakfast Point
Amenities and Community Features
- Community Features: BasketballCourt, Clubhouse, FitnessCenter, GameRoom, Gated, Pool
Other Property Info
- Annual Tax Amount: 3657
- Source Listing Status: Active
- County: Bay
- Directions: 98 W to Allison Ave to Island Reserve
- Tax Year: 2023
- Source Property Type: Residential
- Property Subtype: condo
- MLS Area Minor: 0320 - Beach - Middle Central
- Source Neighborhood: Island Reserve
- Parcel Number: 40001-100-295
- Postal City: Panama City Beach
- Subdivision: Island Reserve
- Zoning Description: Resid Single Family
- Property Subtype: Condominium
- Source System Name: C2C
Building and Construction
- Total Square Feet Living: 2201
- Year Built: 2014
- Construction Materials: HardiplankType
- Entry Level: 2
- Foundation Details: Slab
- Living Area Source: Appraiser
- Property Age: 10
- Roof: Composition, Shingle
Utilities
- ElectricityConnected
- TrashCollection
- WaterConnected
Home Features
- Security Features: CarbonMonoxideDetectors, FireSprinklerSystem, GatedCommunity, TwentyFourHourSecurity, SmokeDetectors, SecurityService